Bad Credit & Subprime Financing Near Saginaw, MI

Customer filling out credit application
Getting Approved is Quick & Easy!
  • You can apply online at anytime, from anywhere. Click Here to get started!
AS LOW AS$0 Cash Down
  • You don’t need to put a lot of money down to get approved! Give us a call to get started.
We Specialize In Getting You Approved
  • We work with dozens of lenders to help you get approved whether you’re a first-time buyer, have experienced foreclosure or bankruptcy, challenged credit history, and more.
Apply For FinancingShop Under $20k

At Labadie Toyota, your dream of owning a high-quality, reliable Toyota isn’t inhibited by your credit history. We believe that all our customers should get the opportunity to drive a vehicle they can take pride in. Through our valued collaborations with banking partners, we bring versatile and budget-friendly Toyota financing options that cater to all Michigan drivers. Regardless of your credit standing -- if you have average credit, a history of poor credit or are considering subprime auto financing -- the experts at our Toyota dealership near Flint will guide you toward a tailored solution.

We focus on securing the best auto loan rates in Michigan pertinent to you and crafting an optimal Toyota finance plan to complement your lifestyle. Talk to our seasoned Labadie Toyota sales experts and let us help make your dream of owning a Toyota Camry or RAV4 SUV come true.

Car Loans in Michigan for People with Bad Credit

Whether you need a used Toyota Corolla for daily errands or a roomy Highlander SUV for family escapades, our team will pair you with the right Toyota that perfectly matches your lifestyle needs. Our finance professionals will meet with you personally, guiding you through the range of auto financing options we have at your disposal. Reach out to us for a pre-owned Toyota Tacoma test-drive or any other model from our wide variety of quality used cars for sale near Flint.

What Is a Subprime Auto Loan?

Are you wondering what is a subprime auto loan? Subprime car loans provide auto financing solutions for people who have low credit scores or limited credit histories. Your credit score is calculated based on many factors, including payment history, credit usage and length of credit history. At our Bay City Toyota dealer, we don’t want your financial past to get in the way of purchasing a CPO Toyota RAV4 or used Camry nearby. Complete our online Toyota finance application to apply for a subprime auto loan or give us a call today to speak with a knowledgeable Toyota financing specialist.